The end result of this policy is that speed camera citations are essentially unenforceable. As part of a legal settlement involving the States listed above, the three credit reporting agencies agreed not to report any debt that did not “arise from any contract or agreement to pay including, but not limited to to, certain fines, tickets, and other assessment.” (Settlement Agreement at Setion E(1)(c)). Often it is collection agents who enforce the civil penalties.Ī 2016 policy decision by the three credit reporting agencies Experian, Equifax, and TransUnion changed the game for speed camera citations forever. Because these hearings are not criminal but civil in nature, points may not be assessed against your license. If found to be in violation, the only penalty that can be imposed is a civil monetary fine and cost. These cases are heard by hearing officers in an administrative hearing. The speed camera citation is very different. If you were convicted of speeding you faced the possibility of points against your license, fines and court costs. These tickets were heard by judges or magistrates in criminal division courts. A police officer accused you of speeding and handed you a ticket. In the good old days the traffic ticket mechanism was simple. It is important that you understand that the speed camera citation you receive in the mail is unlike other traffic citations you may be familiar with. How are Speed Camera Citations Different?Ī brief discussion of the nature of these speed camera citations is in order. Fortunately, if you live in Alabama, Alaska, Arizona, Arkansas, Florida, Georgia, Hawaii, Maryland, Massachusetts, Michigan, Missouri, Nebraska, Nevada, New Mexico, North Carolina, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Vermont, or Wisconsin, payment of these citations is now virtually optional. Many folks find that their joyride experience ends in a speed camera citation delivered in the mail. Getting behind the wheel of your automobile and throttling down the highway is a favorite American pastime.
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